ReliancEnsured / reliancensured.ltd – Scam or Legit? FCA Warning and Investor Risk Explained
ReliancEnsured (reliancensured.ltd) is an unauthorised firm flagged by the UK Financial Conduct Authority (FCA) as potentially providing or promoting financial services without permission. When a firm appears on the FCA’s warning list, it signals a high level of risk for investors and should be avoided. (FCA)
This review explains what the FCA warning means, why ReliancEnsured should be treated as high-risk, and what to do if you’ve already interacted with it.
What Is ReliancEnsured (reliancensured.ltd)?
ReliancEnsured operates via the domain reliancensured.ltd, presenting itself as a financial or investment services provider. While it may use professional-sounding language and trading terminology, the key legitimacy test in financial services is regulation, not design.
According to the FCA, ReliancEnsured is not authorised or registered to provide financial services in the UK and may be targeting UK consumers. (FCA)
Scam or Legit: The Simple Verdict
ReliancEnsured / reliancensured.ltd should be treated as a high-risk scam or unauthorised operation.
The FCA warning is direct: the firm
- is not authorised to carry out regulated financial activity in the UK, and
- may be offering or promoting financial products without permission. (FCA)
Lack of authorisation means:
- No regulated oversight of operations
- No access to the UK Financial Ombudsman Service if something goes wrong
- No protection from the Financial Services Compensation Scheme (FSCS) for losses
- Limited legal recourse for problems with deposits or withdrawals (FCA)
Where It Appears and What That Means
According to the FCA’s Warning List entry for ReliancEnsured:
- Name: ReliancEnsured / reliancensured.ltd
- Address: South Wacker Drive, Chicago, USA
- Email: support@reliancensured.ltd
- Website: https://reliancensured.ltd
- Status: Not authorised by the FCA to provide financial services (FCA)
Regulators commonly note that unauthorised firms may also use fraudulent or unrelated contact details to appear legitimate — including addresses or phone numbers borrowed from other businesses. (FCA)
Why the FCA Warning Matters
The FCA’s warning list is a primary regulator signal intended to protect consumers from unlicensed entities. When an entity isn’t on the official FCA register, it has no legal standing to provide regulated services in the UK. Engaging with such firms removes important investor protections. (FCA)
Common Risk Patterns With Unregulated Firms
Platforms lacking legitimate licensing and oversight — like ReliancEnsured — frequently exhibit patterns such as:
- Unclear or misleading regulation claims
- High-pressure deposit requests
- Difficulty withdrawing funds
- Requests for additional payment before releasing money
Regulators globally warn that unregulated trading and investment platforms often employ these tactics to trap funds. (FastBull)
What To Do If You’ve Already Interacted
If you have already sent funds or shared personal data with ReliancEnsured:
- Stop sending further payments — never pay “verification,” “tax,” or “liquidity” fees.
- Preserve all evidence — screenshots, transaction hashes, emails, chats, and payment references.
- Document a timeline — when you were contacted, deposits made, and any support interactions.
- Report to your bank or regulator — the FCA allows reporting of unauthorised firms and scams. (FCA)
At this stage, a specialist such as Forteclaim Recovery Firm may be relevant for transaction tracing and evidence organisation to support any recovery attempt.
Final Verdict
ReliancEnsured / reliancensured.ltd is not authorised or regulated and should be treated as a high-risk or scam platform.
The FCA warning places it among unauthorised entities, meaning you’re exposed to significant financial risk if you deal with it. (FCA)
Investors should avoid depositing funds and act quickly to preserve evidence if they’ve already been affected.